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About Us

Zumption is a privately held company conceived during the depths of the most recent financial/housing crisis recognizing that the dynamics of the mortgage finance industry had changed dramatically. With the amount of assumable mortgages being originated to finance American homes moving to unprecedented levels, particularly with the large increased presence by the Federal Housing Administration (FHA) and the Department of Veterans Affairs (VA), these outstanding mortgages stand to create many opportunities for home buyers, home sellers and real estate agents in the foreseeable future.

These types of mortgages are an increasingly important and vital part of home finance for first time homebuyers, middle income Americans, and particularly our Veterans. As interest rates normalize over time and as home buyers and sellers learn the significant cost savings and value creation from mortgage assumption we seek to build the best utility available to help Americans benefit from this trend.