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Zumption Privacy Policy

Last updated: March 19, 2014

At Zumption, we appreciate your use and contribution to our Services. The term “Services” shall mean various websites including Zumption.com, mobile and desktop applications, widgets, databases, email notifications and other mediums operated by us. The terms “we,” “us,” and “our” mean ZA Systems, Inc. a Delaware Corporation, doing business as Zumption, and its domestic affiliates. This Privacy Policy describes how we collect, use, and share information when you use our Services. By accessing our Services you consent to the collection, transfer, manipulation, storage, disclosure, and other uses of Your Information as described by this policy. We respect your privacy and are committed to protecting your personal information and we endeavor to comply with all U.S. laws concerning privacy.

We encourage you to read this policy in order to understand what we do with the information we collect from you when and while you use the Services. In addition to this Privacy Policy, use of our Services is governed by the Zumption Terms of Use and Disclaimer. We encourage you to read the Terms of Use and Disclaimer in order to understand the full nature of your agreement with Zumption concerning use of the Services.

IF YOU DO NOT WANT THE INFORMATION SHARED AS DESCRIBED HEREIN THEN YOU SHOULD NOT PROVIDE US WITH YOUR INFORMATION.

For the purposes of this Privacy Policy, “Your Information” shall mean information about you, which may be confidential in nature and may include personally identifying information, financial information, or other personal details.

Real Estate and Assumable Mortgage Information

Zumption strives to provide open and transparent information about real estate markets and assumable mortgages. For example, we make available the asking prices of homes for sale and information relating to assumable mortgages financing these homes. Much of this information is already publicly available or can be derived from publicly available resources. As long as the information regards real estate and not individuals or is publically available or can be derived from publicly available resources, we intend to keep this information freely available.

Advertising

Unless you are a Service Provider entering into a separate agreement with us, access and use of our Services is free. The Services are generally funded through advertising dollars. Advertising revenue helps keep Zumption free of charge for personal, non-commercial users, and it allows us to consistently strive to provide new and better Services. We may collect information about you, and serve you advertisements based upon the information you provide or that we collect while you use the Services. We endeavor to make advertisements relevant and useful to you.

Collecting Your Information

We might use several different methods to collect information about you. We may collect information that you provide us when you communicate with us or request information about our Services, when you contact us via telephone or email, when you request to be matched with a Service Provider, when you fill out forms or fields through the Services, when you sign up for newsletters, emails, alerts or other materials through the Services, when you provide information to us through a third party service, when you participate in online surveys, when you participate in online forums or provide content to the Services, when you use the Service in connection with social media or social networks, when public records are created and stored in public mediums, or when third parties provide us information about you.

We might receive or collect several different types of information about you. We may collect information about you including details such as name, address, and phone number or about a potential transaction such as a location, address, or asking price. We may collect information concerning your location including location of interest or your actual location which may be determined by electronic or other automated methods, your demographic information such as gender or birthday, your preferences and usage patterns, and information regarding the device(s) you access the Services through.

When you order products or services through the Services we may collect credit card, debit card, or other payment system information. This information will be protected using industry standard technology. We will use this information solely to complete your request. We will not share this information with third parties accept as required to complete the transaction or to comply with applicable laws.

We may collect and store information locally on your device using mechanisms such as browser web storage other local storage mechanisms. We utilize “cookies,” which are pieces of data stored on your computer, mobile phone, or other device that collect and store information about your use of the Services. Cookies can help us improve the quality of Services that we can offer to you and to establish your preferences, for example to provide you with a map view of listings instead of a list view.

We may collect information that may not be by itself personally identifiable, your patterns of use of the Services for example. Such information, however, may be combined with personally identifiable information. When this happens we will treat all the information as personally identifiable.

Usage and Disclosure of Your Information

We may use Your Information for various lawful business purposes. We may use Your Information to confirm or complete any transaction requested by you, to engage in customer support, to verify information you provide to us, to anticipate your needs relating to the Services, to contact you to provide you with information which might include contact via telephone, email, postal service, or other communications medium, to analyze, improve, and manage the Services, to tailor content and advertising, to improve marketing and promotional efforts, to engage in statistical analysis, to resolve problems or disputes, to engage in legal or security matters, to comply with or to monitor compliance and enforce this Privacy Policy and our Terms of Use and Disclaimer or other applicable agreements, to provide feedback to Service Providers, vendors, advertisers, and other third parties, to provide you with Service updates, promotional materials, surveys, offers, quotes, to provide you information from us or our Service Providers and business partners, to protect and secure the integrity of the Services, and to meet other legal and regulatory requirements.

We will only share your personally identifiable information that you supply to us outside of public areas when we have your express or implied consent, or when we have engaged a third party to operate the Services and knowledge of Your Information is necessary to operate the Services and the third party agrees to abide by this Privacy Policy and the Terms of Use and Disclaimer, or when Zumption is involved in a merger, acquisition, or transfer or sale of some or all of its business Your Information may be transferred along with the business. We might also share your personally identifiable information when we have a good faith belief that disclosure of your personally identifiable information is reasonably necessary to satisfy a requirement of law, regulation, legal process, or government proceeding, or to enforce or investigate a violation of the Terms of Use and Disclaimer, or to detect, prevent, or otherwise respond to fraud, security or technical concerns, or when satisfying an audit or compliance activity, or when protecting the rights, property, or safety of Zumption, its employees, its users, or the public against harm.

You should keep in mind that if you choose to provide personally identifiable information in public areas of the Services such information will not be protected by this Privacy Policy because you have made the choice to make that information public.

Our services may give you the opportunity to request or be matched with and receive quotes, offers, products, or services from service providers (“Request”). IF YOU MAKE A REQUEST THEN YOU SPECIFICALLY AUTHORIZE US TO SHARE YOUR PERSONALLY IDENTIFIABLE INFORMATION WITH SERVICE PROVIDERS, VENDORS, BUSINESS PARTNERS OR ANY OTHER THIRD PARTY NECESSARY TO FULFILL YOUR REQUEST. YOU SPECIFICALLY SERVICE PROVIDERS, VENDORS, BUSINESS PARTNERS OR ANY OTHER THIRD PARTY NECESSARY TO FULFILL YOUR REQUEST TO CONTACT YOU BY TELEPHONE, POSTAL SERVICE, EMAIL, AT THE NUMBERS AND/OR ADDRESSES YOU PROVIDE TO US. YOU CONSENT TO RECEIVE PHONE CALLS FROM US AT THE NUMBERS YOU PROVIDE EVEN IF YOUR NUMBER IS ON ANY “DO NOT CALL” LIST.

Minors Under the Age of Thirteen

Our Services are not intended for use by minors. We do not knowingly collect data on anyone under the age of 13 and you should not provide us with information regarding anyone under the age of 13.

Storage, Security, and Retention of Information

Your Information will be stored by us or by third parties in databases or data warehouses located in the United States. We take reasonable steps to protect the information you provide to us including but not limited to setting up security processes, equipment, and software designed to prevent unauthorized access to Your Information. However, NO TRANSMISSION OVER THE INTERNET CAN BE 100% SECURE, SO ALWAYS UNDERTAKE CAUTION WHEN TRANSMITTING YOUR INFORMATION OVER THE INTERNET.

We retain Your Information as long as needed to provide the Service to you, as long as you have an active account with us, or as long as is necessary for us to meet financial reporting, compliance, and other record keeping requirements. Please note, due to financial reporting, compliance, and other reasons we may not always be able to delete all records in our possession even if you request it.

Modification of this Policy

We reserve the right to change or modify this Privacy Policy, the Terms of Use and Disclaimer, or any policy or guideline associated with the Services at any time and within our sole discretion. Any changes or modification will have immediate effect on the Services and this Privacy Policy. You waive any right to receive specific notice of such changes or modifications. Your continued use of the Services following such changes will confirm your acceptance of them. We recommend that you check the Privacy Policy periodically and note version and dates for changes.

Contacting Zumption

If you have any questions comments, concerns, or suggestions regarding this Privacy Policy please contact us at . You can access, update, and delete the information you provide to us in your account profile by logging into your account or emailing us.